
Siddhartha
Over two decades of experience in banking, finance, and product management
- Experience
- 5 yrs
About
A Career banker with keen eye for ROI - Return on influence. I follow a simple philosophy " Make things simple", if my participants can apply the changes in daily lives (talking to maids, fruit vendors, or at fuel stations), they have reaped the seeds of transformation for future.
Expertise
Training domains
Technologies
Suitable for
Experience
Sep 2023 – Sep 2025
Product Head
TVS Credit Services Ltd
Full-time · Chennai
Conceived and launched the Gold Loan vertical from scratch, owning the entire product lifecycle — from whiteboard ideation to market-ready solution. Built the full tech ecosystem including LOS, LMS, CRM, and mobile app interface, while ensuring compliance with RBI norms and internal audit controls.…
Apr 2021 – Aug 2023
Zonal Sales Head
Equitas Small Finance Bank Ltd
Full-time · Mumbai
Launching and activation of branches in NCR, Mumbai, ROM, Gujarat, Rajasthan & in MP-CG. Launched and activated 84 branches in 6 months. Empanelment and management of vendors i.e. Valuers, infra suppliers and IT vendors. Handling of infrastructure as well as training needs related to branch banking…
Mar 2011 – Sep 2017
Regional Business Manager
Kotak Mahindra Bank Ltd
Full-time · Pune
Headed Gold Loan business & credit across Maharashtra, MP, and CG; owned regional P&L. Founding member of Gold loans business Launched a Rural branch lead Gold loan model Recruitment, onboarding and training of Credit and Sales teams. Responsible for origination to NPA recovery of loan book Managed…
Aug 2008 – Feb 2011
Area Acquisition Head
HDFC Bank Ltd
Full-time · Pune
Apr 2006 – Jul 2008
Sales Manager
Kotak Mahindra Bank Ltd
Full-time · Pune
Training Programs
Recommendations
I would like to thank you for building and delivering multiple training program @ Clix The course content prepared by his team and his delivery was inspiring and made sales force re-think and re-create the way they were doing business. He combines his talents as a speaker with his great listening skills and ability to teach complex concepts in a manner that easily understandable. His industry experience helps him talk the the language and use examples that participants can very easily relate. I endorse his delivery style and communication skills.
Credentials
Certifications
Certified Master Trainer and Facilitator
CAMI - USA · 2021
NFNLP
NFNLP- USA · 2023
Education
- BE- Electrical EngineeringBachelors
RGPV- Bhopal · 1998-2002
- PGDMDiploma
IMDR- Pune · 2004-2006




